Privacy Policy

Effective Date: Jun 2, 2026

MH Sub I, LLC (DBA Auto Credit Express) respects your privacy. This policy explains how we collect, use, and safeguard your information.

1. Information We Collect

Personal identification information (name, email, phone, application details) and technical information (IP address, browser type) via cookies and similar technologies.

2. How We Use Your Information

To process and service your auto financing application, communicate with you about your application, and comply with legal obligations.

3. Information Sharing and Disclosure

Mobile phone numbers, SMS opt-in data, and SMS consent status will not be sold, rented, or shared with third parties or affiliates for their marketing or promotional purposes.

4. SMS / Text Messaging Program

When you provide your mobile number and check the SMS consent box, you agree to receive recurring text messages from Auto Credit Express, including application continuation links, requests for missing information, application status updates, document submission reminders, identity verification prompts, and customer support responses. Consent is not a condition of any purchase or financing.

Message frequency may vary. Message and data rates may apply. Reply HELP for help or call 800-779-4905. Reply STOP to unsubscribe.

Privacy of mobile information: See Section 3 above.